Still stumbling through the loss of Nala...but interested to hear what everyone else has to say about pet insurance. On her last visit to the vet for her diagnosis it was a little over $300 for the visit, the x-rays, the cardiologist and some heart worm prevention. Then another $80 or so for her prescriptions. As I was relaying this to my mom, she asked if I had pet insurance...well, no I don't. At one time we were a 4 dog household, and I feel super fortunate to never have been in the position where I had to choose treatment or not due to financial reasons. But with that said the possibility of saving some money while providing top quality care for my babies would be nice.
Well...pet insurance is just as complex as human insurance and it isn't cheap. What I really need is a good preventative/wellness plan with options for illness and injury. A lot of the affordable plans out there just cover injury and illness, and not prevention. The Banfield (petsmart) plan is full wellness, but then means a change in vet, which I don't want to do. The AKC plan has a great wellness plan that includes everything I want but it is super expensive...around $80 per month per dog! Yikes! Before I do anything, I am going to pull all my records from this last year to see how much I have actually spent at the vet on each dog to see if it is worth it or not for me to have the insurance.
For me it is not a matter of providing the care or not, just can I save any money on it with insurance? I'll be researching my finances and will let you know. (I am almost afraid to find out how much I have spent on doggie fun stuff....but hey, it is why I work!) Do you know how much you have spent on your pet's healthcare this year? Do you have insurance or not?